We guide farmers, tradies and small business owners to plan for retirement, succession and their family’s future with confidence.
Since 1993, Henderson McColl & Co has helped farmers, tradies and family business owners across regional NSW protect the assets and financial security they’ve worked hard to build. We combine proven expertise with a personal touch, guiding clients through retirement and estate planning so their legacy supports loved ones now and into the future.
Life is unpredictable, and the financial security you’ve worked hard to build deserves protection. Proper planning ensures your family’s assets are secure, succession happens smoothly and tax obligations are managed. It also gives you confidence that your family’s future is safeguarded.
Thoughtful strategies ensure your hard-earned wealth is secure and passes smoothly to the next generation, giving you peace of mind that your family is cared for.
Smart planning helps reduce estate taxes and maximise the money that reaches your beneficiaries, so your financial assets work as hard for them as they did for you.
We provide comprehensive support for retirement, estate and succession planning, combining compliance with practical, personalised guidance.
From SMSF integration to pension strategies, we help you prepare for retirement with certainty and foresight. Planning considers your business, farm and family goals while meeting compliance requirements, so you can enjoy your retirement without financial surprises.
We advise on tax effective estate strategies and collaborate with legal partners on wills and trusts. Our guidance ensures compliance, maximises benefits for your family and provides reassurance that your assets will support the people you care about for generations.
We help structure intergenerational wealth transfers to minimise tax and maximise benefits. Our guidance supports families in navigating succession with certainty and peace of mind, avoiding disputes and ensuring your hard earned money benefits future generations.
Planning smooth business or farm succession requires thoughtful steps and compliance checks. We provide practical strategies to prepare the next generation, ensuring they can take over capably while protecting your family’s legacy for the long term.
From farmsteads to family businesses, these are the planning questions clients bring to us most often.
Starting early gives your super, pensions and investments time to grow efficiently. It also provides peace of mind that your family’s future is secure. Early planning allows us to integrate SMSF strategies, tax planning and business considerations for the best long-term outcomes.
We don’t draft wills ourselves but work closely with legal partners. This collaboration ensures your estate plan meets all legal requirements while safeguarding your family and complements broader strategies like business succession or retirement planning.
Life doesn’t stand still, and neither should your plans. We regularly review strategies to keep retirement, succession and estate arrangements aligned with new laws, changing family circumstances and your evolving goals.
We combine compliance with planning, helping minimise estate and inheritance taxes while ensuring obligations are met efficiently. This approach links retirement, SMSF and business advisory services to protect your legacy and give you confidence.
Succession planning for a family business requires careful timing, compliance checks and strategic guidance. We help structure transfers, integrate tax strategies and coordinate with accountants or advisers to ensure the next generation takes over smoothly.
Get guidance from a partner who understands family, farm and business life, ensuring your financial security is protected, succession is smooth and your legacy is secure.
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Expert guidance on returns, compliance and planning for individuals, families, and businesses.
Practical advice for growth, cashflow, succession and long-term stability.
Setup, training and support for Xero, MYOB, QuickBooks and other platforms.
Stress-free records, payroll and reports tailored to your trade, farm or business.